Risk Management With Insurance In Killeen, TX

by Administrator 25. October 2023 03:00

Tags: , , , ,

Why Is Insurance Important?

by Administrator 20. January 2022 09:00

Tags: , , ,

Know Your Insurance Coverage

by Administrator 28. May 2021 09:17

Insurance coverage refers to insurance services offered for covering an amount of risk or liability. The right type of insurance coverage for an entity or individual depends on his budget and personal requirements like lifestyle, age, value of possessions, etc. In exchange of the insurance services, the insured pays an amount known as premium to the insurance company; the higher the risk, the higher the amount of premium charged and vice-versa.

In order to choose the right insurance coverage, it is important to understand different types of coverage and what they entail. Following are some important points regarding insurance coverage:

  • Home Insurance: This coverage takes care of the house, its possessions, legal liabilities due to anyone getting injured within the premises and financial losses due to unexpected events like fires, theft, storms, etc. The types of home insurance coverage include dwelling, personal property, other structures (storage shed, garage, etc.), damage due to loss of use, medical bills for injury to anyone on the property and personal liability against lawsuits. The insurance covers losses due to theft, vandalism, accidents, fire, lightning, windstorms and riots.
  • Auto Insurance: This insurance covers bodily injury and property damage liability, comprehensive and collision coverage, uninsured and underinsured motorist, loan/lease payoff coverage, custom parts and accessory/equipment coverage, medical payments coverage, pet injury coverage, rental reimbursement, roadside assistance. Before buying auto insurance, research on the state’s minimum coverage requirements for the same.
  • RV Insurance: Recreational vehicle insurance covers injury costs and damage repair costs. The common types of recreational vehicles covered under this insurance include Motor homes (Class A, B and C), motor coaches, camper vans and travel trailers. The coverage options include bodily injury and property damage liability, comprehensive and collision options, roadside assistance, full timer’s package, deluxe package, fire department service charge, vacation liability, emergency expense, medical payments, etc.
  • Motorcycle Insurance: Factors such as type of motorcycle, past driving record, place of residence, credit history, etc. are taken into consideration when offering motorcycle insurance. The insurance covers bodily injury and property damage liability, comprehensive and collision coverage, uninsured/underinsured motorist coverage, medical payments, custom parts and equipment and roadside assistance.
  • Boat Insurance: This provides coverage for boats and personal watercraft. This insurance coverage covers roadside assistance, total loss replacement, on-water towing and more. The insurance covers most types of boats such as sailboats, fishing boats, house boats and more.
Shawn Camp Insurance Agency, Inc. offers affordable insurance coverage in Killeen, TX. The customers have the option to personalize insurance coverage as per their requirements. The agency also offers free online quote for insurance coverage chosen by the prospective insurance buyers. To know more about insurance coverage in Killeen, visit 2705 E. Stan Schlueter Loop, Suite 101 Killeen, TX – 76542. You can also call at (254) 526 – 0535.

Tags: , , , ,

Need For Different Coverage Types

by Administrator 24. March 2021 07:54

Different types of insurance coverage are required for compensating an insured against losses incurred due to unexpected events. Before purchasing insurance, it is important to have a deeper understanding of the variety of coverage options offered by a company and the amount of coverage provided.

Listed below is a list of different insurance coverage types along with the purpose they serve:

  • Home Insurance: Home insurance consists of renters insurance and homeowners insurance to protect a client’s possessions and house. The insurance provides coverage for specific losses and damages caused by uncertain events. It also covers legal liabilities ensuing from injuries caused to anyone in the house and financial losses due to events like a storm, fire or theft. The coverage options include dwelling, personal property, loss of use, other structures, personal liability and medical payments.
  • Auto Insurance: Auto insurance is meant to protect a client, passengers in his vehicle and the vehicle. When buying an auto insurance policy, it is important to understand the requirements of the state you live in for the right coverage. The insurance provides coverage for bodily injury and property damage liability, comprehensive and collision coverage, loan/lease payoff coverage, medical payments coverage, custom parts and equipment/accessory coverage, pet injury coverage, rental reimbursement and roadside assistance.
  • Motorcycle Insurance: This covers a touring bike, small commuter and sport bike. The insurance provides coverage against total loss replacement, roadside assistance, accessory and content coverage, medical payments, comprehensive and collision coverage, bodily injury and property damage liability, uninsured/underinsured motorists, custom part and equipment and roadside assistance.
  • Boat And Personal Watercraft Insurance: The insurance includes coverage options like total loss replacement, roadside assistance, on-water towing, etc. It provides coverage for different kinds of boats such as jet boat insurance, sailboat insurance, personal watercraft insurance, house boat insurance and fishing boat insurance.
  • RV Insurance: This insurance provides recreational vehicles coverage when involved in an auto accident leading to injuries and expensive repairs. The insurance also provides financial protection when the accident causes damages to another party. It includes recreational vehicles such as motor homes (Class A, B and C), motor coaches, camper vans and travel trailers. Companions and valuable like clothing, jewelry, laptops, etc. in the RV are also covered.
Shawn Camp Insurance Agency, Inc. offers a variety of insurance coverage options to its customers in Killeen, TX. The agents help the customers in understanding the coverage options and choosing suitable insurance. For more details on need for different coverage types in Killeen, visit 2705 E. Stan Schlueter Loop, Suite 101 Killeen, TX – 76542. You can also call at (254) 526 – 0535.

Tags: , , ,

Why Insurance Is A Necessity For All?

by Administrator 27. February 2020 09:18

Tags: , , , ,

Types Of Insurance In Killeen

by Administrator 26. August 2019 12:58

Tags: , , ,

Insurance Policies You Should Buy

by Administrator 29. June 2019 06:41

Choosing the right insurance policy is a crucial decision. The law requires everyone to have a basic level of coverage for home, car, etc. However, you should buy following insurance policies, as per your requirements, to have maximum coverage in case of an unforeseen event:

  • Home Insurance: Home Insurance, Renters Insurance and Homeowner’s Insurance policies are of great importance for home owners and renters.  There are a variety of home insurance plans to choose from, depending on the level of losses and damages to be covered. These policies provide coverage against damage to a house, personal belongings in it, structures attached to it, loss of use due to temporary shifting for repair and damage control, personal liability and medical payments arising out of injury to someone on the premises due to covered perils like storms, fire, lightning, vandalism, accidents or theft.
  • Auto Insurance: An auto insurance policy protects the covered vehicle, driver and fellow passengers. It covers bodily injury & property damage liability, provides comprehensive coverage (for damage caused due to theft, vandalism, riots, fire, animal strikes, etc.) & collision coverage, uninsured or underinsured motorists coverage, loan/lease payoff coverage, medical payments coverage, custom parts & equipment/accessory coverage, rental reimbursement, pet injury coverage and roadside assistance in case of a dead battery, flat tire, stolen/misplaced keys, insufficient fuel, etc.
  • RV Insurance: This insurance covers the cost of treating injuries and repairing damages caused by an accident involving an insured Recreational Vehicle (RV) including motor homes (classes A, B and C), motor coaches, camper vans and travel trailers. The insurance provides coverage for bodily injury and property damage liability, medical payments, uninsured/underinsured motorists, roadside assistance, vacation liability, fire department service charge, emergency expenses, comprehensive & collision options and more.
  • Motorcycle Insurance: This insurance provides coverage against losses incurred in case your motorcycle is involved in an accident. Motorcycle Insurance covers uninsured/underinsured motorists, medical expenses to treat an injury due to an accident, custom parts & equipment and roadside assistance.
  • Boat & Personal Watercraft Insurance:  It is imperative to buy boat & personal watercraft insurance in case you own any of them. Common coverage options offered by boat & personal watercraft insurance are Propulsion Plus, Sign & Glide (On-Water Towing), Roadside Assistance, Total Loss Replacement and more. Many kinds of boats can be covered under this insurance policy e.g. jet boat, fishing boat, sailboat, house boat, etc.

Shawn Camp insurance Agency, Inc. offers affordable insurance options to its clients in Killeen, TX. To know more about insurance policies you should buy, visit 2705 E. Stan Schlueter Loop, Suite 101
Killeen, Texas - 76542 or call at (254) 526 - 0535.

Tags: , , , ,

Overview Of Boat Insurance In Killeen

by Administrator 16. November 2018 09:01

Tags:

Frequently Asked Questions About Boat Insurance

by Administrator 23. June 2018 11:44

There are a plethora of boat insurance coverages. The right type of boat insurance is one that will cover accidental losses and damage to a boat and also the cost of legal issues that spring up from any physical damage caused to another by the boat or its equipment. Following is a list of some frequently asked questions regarding boat insurance.

  •  What Is The Cost Of Getting Boat Insurance?

The cost of boat insurance depends on factors such as where the boat is situated, how skilled the operator is, its size, type and what it is used for.

  •  How Can I Reduce The Cost Of Insurance?

Insurance for boats in coastal areas cost more than boats in inland areas. So the area you use your boat in will have a direct impact on the insurance cost. Also, most insurance companies offer discounts to those who have an approved boating safety course or with a decent driving record.

  •  How Much Insurance Coverage Do I Need?

The insurance coverage of newly purchased boats is their purchase price. It consists of value of the boat, motors and attached equipment in the form of electronics.

  • What Kinds Of Losses Are Covered By Boat Insurance?

Each insurance company varies as far as the types of losses covered by boat insurance are concerned. It will be helpful to consult a professional to help you out with choosing a boat insurance policy that best suits your individual needs.

  • Will Anyone Driving My Boat Be Covered By The Insurance?

Usually, anyone you give permission to ride your boat is covered by the insurance but there are always exceptions. Some policies have a named operator endorsement in which case only the operators mentioned can operate the boat.

  •  What Happens During The Lay-Up Period?

Boat insurance will cover the vessel, provided it is out of commission and not being operated. However if you want to use your boat during such period, you must request for an endorsement that allows you to use the boat temporarily and still get coverage. It is important to note that a boat which is stolen during a lay-up period is fully covered.

  •  What Are Navigational Limits?

In order to remain covered, the boat should be within the navigational territory mentioned in the policy. If you want to be covered when beyond such a territory, you will have to obtain an additional coverage from the insurance company giving you permission for the same.

We, at Shawn Camp Insurance Agency, Inc., offer boat insurance to our clients in Killeen, TX. We are located at 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542. You can also call us at (254) 526 – 0535.


 

Tags:

Coverage Options For Boat Insurance

by Administrator 23. April 2018 12:09

Tags: ,

Tag cloud

Month List