How To Make The Most Of Your Auto Insurance Policy

by Administrator 27. September 2018 07:23

If you are looking for ways to get maximum coverage from your auto insurance policy but without spending a huge amount of money, you will have to educate yourself on how to do so. Following are some great tips to make the most of your auto insurance policy:

 

  • Research: The first step in getting the most out of an auto insurance policy is to do some research and compare the rates of different insurance companies. The more research you do, better are your chances of getting an affordable auto insurance policy.
  • Opt For A Higher Deductible: You can save on hundreds of dollars by opting for a higher deductible. Choose an amount that is comfortable for you to pay. You can either choose a lump-sum deductible or opt for paying an extra amount along with your premium.
  • A Clean-Driving Record: Lower insurance rates are offered to good drivers based on their driving record. Those with a record of traffic violations and accidents end up with high premium insurance policies.
  • Bundle Insurance Packages: Opt for auto insurance policies that offer discounts on multiple insurance packages. By combining two different insurance policies you can enjoy reduced premiums.
  • Use Anti-Theft Devices: Installing anti-theft devices gets you into the good books of insurance companies. You become eligible for enjoying lower rates. Examples of such devices are car alarms, steering wheel bars, GPS tracking devices and ignition shut-off devices.
  • The Type Of Car You Drive: The choice of your car plays a big role in determining how much premium you will pay. Vehicles with high sticker prices, high theft rankings, low safety ratings and new vehicles cost more in terms of insurance premiums.
  • Claim Discounts: If you group all your policies in a single insurance company, you stand a good chance of getting multi-line discounts and slashed premium rates. Ask your insurance companies about the different types of discounts they offer and see whether you can avail any. Take advantage of your senior status to be eligible for discounts that are meant for retirees. If you are a teacher or belong to a professional group ask your employer and insurance company whether you are eligible for group insurance discounts.
  • Add Accessories: Investing in accessories like anti-lock brakes and air bags is another way of reducing your auto insurance costs. 

 

To get affordable insurance in Killeen, TX, contact Shawn Camp Insurance Agency, Inc. We are located at 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542. You can also call us at (254) 526 – 0535.


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