Shawn Camp Insurance Agency, Inc aims at providing timely insurance coverage for any kind of loss occurring to your home due to a number of uncertain events. We serve the residents across Texas including Killeen, Harker Heights, Copperas Cove, and Gatesville. Our insurance agency provides a wide variety of home insurance plans and options for you to choose from, and each one of them covers specific kind of losses and damages.
Taking homeowners insurance in Killeen is nothing but a way of securing your financial investment in a house. The policy will take care of the following:
The house and the possessions contained inside the house.
Legal liabilities arising out of injury to anyone on your property premises.
Financial losses arising out of unpredictable events like fire, storm or a theft.
Read on to know about the various kinds of home insurance coverage offered by Progressive Killeen:
DWELLING: This coverage pays for any kind of damage or destruction to the house that has been covered under the policy.
PERSONAL PROPERTY: This is applicable to the possessions within the house. There could be situations when items such as furniture and appliances within the house are destroyed or damaged. Personal property covers any such sort of damage under the homeowners insurance policy.
OTHER STRUCTURES: In many instances, a house has various structures attached to it. These are not a part of the house as such; for example - a garage or storage shed. This insurance coverage takes care of any damages to these structures and pays for rebuilding them.
LOSS OF USE: At times, a house gets damaged to such an extent that the owner and family members might have to move out temporarily so that repairs and damage control can be taken care of. In such a scenario, Progressive Killeen will pay for the homeowner’s additional living expenses. The amount of expenses paid could be either as a percentage of the total living expenses incurred, or for a specific period of time after the loss has occurred. Generally, for the former case, 10 to 20 percent of the living expenses are covered, while for the latter, the time duration is 24 months. Variations can be there of course.
PERSONAL LIABILITY: This coverage comes in handy when you are found to be legally liable for the injury of some other individual on your property premises. This coverage pays to protect the owner against legal lawsuits as per the home insurance policy.
MEDICAL PAYMENTS: These are an equally important part of any home insurance policy in Killeen. They cover medical bills varying from $500 to $5000. This coverage pays for medical bills arising out of injury to somebody on the property. It is also applicable in cases where an injury occurs away from your house. For example, your dog could bite someone in a neighborhood resulting in injury to that person.
As a homeowner, if you avail an insurance policy from us, we will provide cover for losses caused by the following: fire and lightning, accidents, thefts, vandalism, riots, and windstorms. However, there are certain losses that do not fall under the purview of homeowners insurance policies offered by us. For details, you can get in touch with any of our representatives or call our customer helpline (800) 212-2641.
You can also call us at:
Killeen: (254) 526 - 0535
Copperas Cove: (254) 547 - 2381
Gatesville: (254) 865 - 2002
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