Choosing Right Coverage Limit

by Administrator 16. May 2022 09:02

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Why to Buy a Boat Insurance

by Administrator 29. April 2022 15:48

Boat Insurance protects your boat or watercraft and provides coverage againstphysical damage & injuries caused during the operation of the vehicle. There are plethora of options & combinations of specialized coverage under this insurance. Here are few benefits of buying Boat Insurance.

Liability Coverage

Boat Insurance gives coverage against accidents, body injuries, and property damage due to unfortunate events and saves a person from sudden financial distress. Depending upon the policy option you chose, Boat insurance also provides liability coverage for the legal fees in case you’re sued over a problem mentioned in the policy.

Protects the Asset

Unforeseen & non-accident circumstances such as fire, hail, vandalism and other potential hazards can cause heavy damage to the asset. With boat insurance at your disposal, you can easily recover from such losses without going through any financial strain.

Bodily Injury Liability & Medical payments

Boat insurance covers the medical expenses incurred due to injuries or accidents. There might be some cases, where the owner is liable for causing bodily damage to the third party. Boat insurance provides coverage for medical bills and financial support to the injured party on your behalf (up to your chosen policy limits).

Collision Coverage

Collision coverage of a boat insurance covers repairs and replacement of your boat in the event of aboating accident.

Extra Features

Boat insurance comes with array of options for specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement, and more.

Shawn Camp Insurance Agency, Inc. provides Boat insurance that covers many kinds of boats. You can also seek for a specific coverage—like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance or house boat insurance.

Shawn Camp Insurance Agency, Inc. is an independent insurance provider in Texas that provides comprehensive insurance plans including Homeowners Insurance (American Strategic Insurance), Home Insurance, Auto Insurance, Car Insurance, Motorcycle Insurance, Boat Insurance, Watercraft Insurance, Golf Cart Insurance, and Renters Insurance. We offer various types of insurance coverage, catering to specific needs and requirements of a client.You can even get a boat insurance quote online! Browse through to choose the best coverage for your boat or personal watercraft.

To know more about Boat insurance coverage, call us at (254) 526-0535. You can also visit us at 2705 E. Stan Schlueter Loop, Suite 101Killeen, TX- 76542.

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How To Decide Insurance Coverage Limit?

by Administrator 26. April 2022 15:34

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Things To Know Before Buying Auto Insurance

by Administrator 22. March 2022 09:25

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RV Insurance in Killeen, TX

by Administrator 12. March 2022 15:07

RV insurance provides protection from expenses that may arise due to unforeseen events with the Recreational Vehicle like accidents, theft, natural disaster, mischief etc. which can have a huge financial implication for the RV owner. One can choose from a varied options of coverage depending upon its use and class.

Following are some benefits of buying RV Insurance:

Liability Protection

RV Insurance gives coverage against accidents, body injuries or property damage for which you may be liable. In cases, when you are at fault for an accident, RV Insurance covers accident related third-party expenses including medical payments thereby saving you from the financial strain.

Protects the Asset

Unfortunate events like, accidents, fire, hail, vandalism, windshield damage, accidents with animals etc. can cause some serious damage to the RV. With RV insurance coverage, one need not to worry about it; as it protects your belongings and investment from all such unpredictable incidents.

Compliance with the Law

It is mandatory to carry RV insurance to avoid heavy penalties and license troubles.

Medical Payments

Regardless of fault, RV insurance covers all the medical bills (up to your chosen policy limits) of the passengers you are carrying in the occurrence of an accident.

Serving the residents across Killeen, Copperas Cove, Gatesville and Harker Heights, Shawn Camp Insurance Agency Inc, Killeen TX is an independent and one of the most trusted insurance agencies which provides multiple insurance options including RV Insurance. With Shawn Camp Insurance, you can insure all sorts of recreational vehicles including Motor homes—Classes A, B, and C, Motor coaches, Camper vans &Travel trailers.

We also provide auto insurance coverage for towable RVs including fifth wheels travel trailers, toy haulers, travel trailers with expandable ends, pop-ups, folding camper trailers and truck campers. The insurance also protects your companions and valuables (such as clothing, jewelry, binoculars, laptops, camcorders etc.) inside the RV when you are traveling.

RV Insurance coverage options include:

  • Bodily Injury & Property Damage Liability
  • Comprehensive & Collision Options
  • Uninsured/Underinsured Motorists
  • Medical Payments
  • Roadside Assistance
  • Emergency Expense
  • Replacement Cost Personal Effects
  • Vacation Liability
  • Trailer
  • Fire Department Service Charge
Furthermore, Shawn Camp Insurance Agency, Inc. provides Homeowners Insurance, Car Insurance, Motorcycle Insurance, Boat Insurance, Watercraft Insurance, Golf Cart Insurance, and Renters Insurance. We offer customized insurance solutions to cater to specific needs and requirements of a client.

To know more about RV insurance coverage, call us at (800) 212-2641.You can also visit us at  2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542

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Benefits of Choosing a Homeowner Insurance

by Administrator 22. February 2022 16:07

Owning a house is one of the most valuable assets. It is essential to safeguard the most treasured belonging whether you are a homeowner or a renter. Homeowner insurance provides protection to your house from unpredictable events like natural disasters, theft, manmade calamities etc. Moreover, it gives the flexibility to choose a plan that suits a home owner’s requirements. Let’s glide over some benefits of homeowner insurance.

Protection Against Unforeseen Circumstances  - Homeowner insurance provides coverage against natural calamities like fire, lightning, windstorms, floods, hurricane, hail and financial losses due to accidents, thefts, vandalism, riots etc. It pays for the damage or destruction caused in the house, thereby helping to recover from such unsettling situations.

Protection Towards Your Personal Possessions - One more advantage that comes under the homeowner insurance policy is protection for personal possessions like furniture, electronic appliances, jewellery, works of art etc. If these items of the house are destroyed or damaged due to unfortunate happenings, homeowner insurance policy provides coverage and saves a client from heavy financial toll.

Protection Against Lawsuits - Homeowners insurance policy protects you against legal liabilities emerging due to injury of an individual in your premises. If someone gets injured or hurt within the property premises, homeowner insurance will pay for medical bills & attorney fees. It keeps you prepared and well equipped in such stressful situations.

Coverage for Living Expenses - In case, a house gets extremely damaged and family members have to move out temporarily in an alternate accommodation like hotel, homestay or lodge; the insurance cover will manage your additional living expenses. It allows to give enough time to repair and refurbish the property without causing any inconvenience to the family. There might be few variations in the insurance policy as per the needs of the client, but there is an option where they can save themselves from such financial distress.

Mortgage Requirement - Homeowners insurance is certainly a requirement, if a person want to take a mortgage loan. The lender often demands an insurance which can provide protection against hazards. Homeowners insurance is something which secures a house from almost all the potential dangers and unexpected situations.

Shawn Camp Insurance Agency, Inc. is one of the most reputed insurance agencies which provides plethora of insurance options including Homeowners Insurance, Home Insurance, Auto Insurance, Car Insurance, RV & Travel Trailer Insurance, Motorcycle Insurance, Boat Insurance, Watercraft Insurance, Golf Cart Insurance, and Renters Insurance. We offer various combinations of insurance policies from different companies, to cater to specific needs and requirements of a client. Shawn Camp Insurance Agency, Inc. renders Progressive insurance services in Killeen, Harker Heights, Copperas Cove and Gatesville TX.

To know more about our products and services, contact our customer support at (800) 212-2641 or fill the contact form available on our website

You can also visit us at 2705 E. Stan Schlueter Loop, Suite 101 , Killeen, TX 76522.

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Tips For Auto Insurance Claim Application

by Administrator 18. February 2022 19:22

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Tips On Choosing Motorcycle Insurance

by Administrator 28. January 2022 06:22

Every motorcyclist should consider investing in right type of motorcycle insurance for financial protection in the event of an accident. Motorcycle insurance is beneficial for breakdown coverage, liability coverage, medical payments coverage, collision coverage, uninsured coverage and more.

Listed below are some useful tips for buying motorcycle insurance:

  • Choose an Insurance Company: The first step before investing in an insurance policy is to compare the offerings of various insurance companies. For this insurance agency can let you know about the benefits and coverage details of each insurance. Things to consider when comparing what different insurance companies have to offer are the amount of coverage provided, eligibility, optional covers, exclusions, etc. Also, ask about the claim settlement process of the insurance company and assess its overall customer support. Always choose a reputable insurance company with many years of experience in the field.
  • Bundling Policies: A great tip for saving on your motorcycle insurance is to bundle it with additional insurance coverage from the same insurance company. Insurance companies usually offer higher discounts to customers who have purchased other policies from them so consider asking your insurance company about its policies regarding the pricing of bundled insurance coverage.
  • Extra Reductions: You may earn some extra reductions if you can show that you have a safe storage location for your bike and are taking extra precautions to protect it from theft and damage. Fitting your motorcycle with anti-theft equipment like alarms and disc locks also help in reducing insurance coverage prices. However, before investing in any add-on safety equipment, confirm with your insurance company about the amount of savings you get to enjoy in case of such investments.
  • Evaluate Deductible Values: Deductible value refers to the cost of repairing or replacing a bike that the owner of a bike has to pay at the time of making a claim. When buying an insurance policy, ask your insurance company about the amount of deductible that you will have to pay as this will directly impact the amount of premium to be paid for the insurance policy.
  • Factors that Impact Insurance: The amount you pay for motorcycle insurance will depend on a number of factors such as your history as a rider, type, size and value of your motorcycle. 
Visit Shawn Camp Insurance Agency, Inc at 2705 E. Stan Schlueter Loop, Suite 101 Killeen, Texas 76542 or call at (254)-526-0535 for customized Motorcycle Insurance Coverage in Killeen, TX

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Why Is Insurance Important?

by Administrator 20. January 2022 09:00

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Need of Renters Insurance in Killeen, TX

by Administrator 30. December 2021 08:50

Renter’s insurance is necessary for anyone renting a home or apartment as it covers any loss or damage to one’s personal belongings in the rental accommodation. It is important to note that a property owner’s insurance covers the building and not the personal items in it. Renter’s insurance is an affordable insurance that provides liability coverage, covers additional expenses and belongings in the rental.

Types of Renter’s Insurance 

  • Actual Cash Value: This includes the value of possessions after deducting depreciation up to the limit of the policy. 
  • Replacement Cost: In this, the full cost of replacing one’s possessions is paid without deducting depreciation. 
Here are some reasons for buying renter’s insurance:
  • Protects Personal Belongings: Renter’s Insurance protects personal belonging from factors like theft, lightning, fire, smoke, vandalism, water, windstorms, etc. Floods and earthquakes are excluded from the insurance policy. In order to know the amount of insurance required, a tenant needs to be aware of the value of his or her possessions. These include clothing, furniture, appliances, electronics, beddings, jewelry and more. 
  • Liability Coverage: Renter’s insurance also covers the expenses incurred due to injury of another person or pet on the property. If a renter is sued, the renter’s policy pays for the court costs and court awards up to the policy’s limit. If anyone visiting the rental is injured, the insurance company will cover the medical bills for the same. However, this is not applicable to medical bills of one’s family and pets.
  • Covers Additional Living Expenses: Renter’s insurance provides coverage for additional living expenses incurred when living elsewhere in an event of a rental being damaged or destroyed. Whatever expenses are incurred due to living elsewhere while the rental is rebuilt or repaired, will be covered by the policy. Additional expenses here refer to the difference between one’s regular living expenses and the extra costs of living away from the rental home e.g. hotel bills, restaurant meals and more.
 If you need assistance with deciding about the right amount of coverage required for you, consider getting in touch with our customer care team. We have more than 30 years of experience in the field and are known for our outstanding customer support. We provide superior coverage options and policies that are tailored to suit the requirements of our clients. We offer a wide range of products at discounted rates coupled with quick and secure payment options. 

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