Renters Insurance In Austin TX

by Administrator 18. December 2013 20:09

Shawn Camp Insurance Agency, Inc specializes in Progressive’s line of insurance products, which bring with them a stamp of reliability, offering you the high degree of protection that you are seeking. We put an end to your search for the best renters insurance in Austin, by offering you a wide range of coverage options to choose from. Our associates shall discuss your requirements and expectations with you, and help you to choose a Renters Insurance policy best suited to your needs.

Renters insurance is essential to protect your apartment or rental house, as well your possessions. Most people get mistaken to believe that they do not need an insurance policy when they are renting a home. While some landlords require you to purchase such a policy as part of their lease, it is advisable to do so even if you are not required to. Our renters insurance policies can help to protect you, your loved ones, and your possessions during your stay in a rental accommodation.

Renters insurance is similar to homeowners insurance in many ways, as it helps to safeguard you in the face of inevitable situations such as fire, theft, water damage, and other unforeseen circumstances that might not be covered under your landlord’s policy. We offer a high degree of flexibility in terms of coverage, and the personal items and possessions that you wish to be covered under the policy. A typical renters insurance policy provides coverage up to the specified limit for personal property, personal liability, and damage caused to the house or property by a loss covered by the policy.

Renters insurance will cover damage caused to your house or personal items while you are at home, as well as when you are outside. This includes anything, right from a building fire to your toaster catching fire, or a friend slipping while visiting you. With the large number of coverage options involved in renters insurance policies, it can be overwhelming to make the right choice. The staff at Shawn Camp Insurance Agency, Inc will take out the time to ensure that you understand all your options, and shall provide you with valuable advice for the best plan to suit your needs and budget.

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Killeen Auto Insurance

by Administrator 11. December 2013 06:50

Shawn Camp Insurance Agency, Inc is an insurance company based in Copperas Cove, TX, serving various locations across Central Texas, including Killeen and Austin. If you are looking for auto insurance in any of these locations, our comprehensive insurance plans can provide you with the coverage you need, within your budget. Being one of the leading insurance companies in the region, we offer our customers a wide range of insurance options from different companies, including Progressive Insurance, to choose from.

We are a family-owned insurance company, which makes it possible for us to ensure a high level of personalized care and flexibility to each of our customers. We provide you with a wide variety of options when it comes to auto insurance, making it possible for you to customize your policy as per your requirements.

Our auto insurance includes bodily injury and property damage liability, which provides coverage in the event that you are involved in an accident in which you or another person is injured, or you cause damage to someone else’s property. You can choose between getting the minimum liability coverage in Texas, or opting for our plans with higher liability coverage. The comprehensive and collision coverage pays for the repair or replacement of your car in case of theft or damage. By opting for our comprehensive auto insurance, you are also covered for damage caused by events like vandalism, fire, floods, etc.

Another coverage that you can opt for is uninsured or underinsured motorist coverage, which covers injuries or damages incurred in an accident in which the person at fault does not have any insurance at all, or is underinsured. In addition to this, we also provide loan/ lease payoff coverage, which comes into play in the event that your vehicle undergoes complete loss, or is stolen and not recovered. In order to add this coverage to your policy, you need to have both comprehensive and collision coverage.

If you are looking for auto insurance in Killeen or the surrounding areas, you can contact our representatives at (800) 212-2641 to learn more about the coverage options we provide. Apart from those discussed above, we also provide roadside assistance, pet injury coverage, rental reimbursement, medical payments, custom parts and equipment/ accessory coverage. Our aim with all our auto insurance policies remains to ensure that you get the necessary protection for your vehicle, yourself, and your passengers. Apart from car insurance, we also provide RV insurance, motorbike insurance, and commercial vehicle insurance.

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Austin Auto Insurance For Teens And Young Drivers

by Administrator 4. December 2013 12:13

Having a teen driver in the family can shoot up your insurance costs significantly. This is because teen drivers, being viewed as new, and hence inexperienced drivers, are expected to be high-risk and immature on the road, leading to their insurance rates being higher than average. However, being a teen driver does not necessarily have to translate into a high insurance premium. The insurance agents at Shawn Camp Insurance Agency, Inc can guide you with simple tips to bring down your Austin auto insurance for a teen or young driver. We are committed to helping our customers find the best insurance, and shall go that extra mile to help you out in your individual case.

Two of the most surefire ways to bring down auto insurance premium for teens include taking a high quality driver’s education course, and aiming for better grades at school. While the former shows us that you are well-versed with the rules of the road, the latter is our way to know that we are dealing with a teen with a high level of maturity. With these being the two primary concerns when it comes to teen auto insurance, these simple steps are sure to lower your insurance premium.

You can also ask your insurance agent about the difference to expect if you add your teen to your policy, or purchase a new one in their name. You can contact the agents at Shawn Camp Insurance Agency, Inc for expert help by calling at (800) 212-2641. Another significant factor that affects your teen driver’s insurance premium is the kind of car they drive. The model you select should be one with a track record of high on-road reliability and safety. There are various sources including the National Insurance Crime Bureau and the Insurance Institute for Highway Safety where you can find information regarding reliable model safety.

You can further bring down insurance costs for your teen by dropping some unnecessary coverage such as collision and comprehensive coverage for an older car. It is also a good idea to talk to your teen about the importance of safe driving, the risks of driving under the influence, and how their recklessness can affect your insurance premium. Teens should be encouraged to approach driving just like any other new activity, starting off slow, and gradually progressing as the gain experience and confidence on the road.

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