Motorcycle Insurance Requirements In Texas

by Administrator 27. October 2020 08:37

If you drive a motorcycle in Texas, it is mandatory for you to get it insured in order to protect yourself and others. Minimum liability insurance is must to cover any damage that might ensue as a result of an accident whereby you cause damage to another and also to cover any damage to your motorcycle.

Listed below are the requirements to be fulfilled for motorcycle insurance in Texas:

1.  Minimum Amount: The minimum amount of insurance required for motorcycle insurance in Texas is:

  • $30,000 for bodily injury per person
  • $60,000 for bodily injury per accident
  • $25,000 for damage to property
  • For additional safety on the road, you can get additional coverage (Personal Injury Protection, Uninsured/Underinsured Protection, Collision Coverage and Comprehensive Coverage)
2.  Repercussions Of Not Getting Motorcycle Insurance: The Law Enforcement and Department of Transportation can verify your insurance status. On discovering lack of insurance, penalties in the form of motorcycle impoundment, fines and license suspension may be imposed.

3.  Lapse Of Insurance: In case your motorcycle insurance lapses, the Texas Department of Transportation will issue a notice stating the options you can avail or suspend your license. If issued a suspension notice, you have a choice to appeal against it. A license can be suspended in the absence of minimum liability insurance but can be lifted on the payment of reinstatement fees and by proving current liability coverage.

4.  Consult An Attorney: In case you get involved in a motorcycle accident, it is advisable to get in touch with an experienced and reliable attorney in Texas who deals with motorcycle insurance. An attorney will help to investigate the accident scene, gather evidence, identify parties involved in the accident and help you to get full compensation for the damages caused.

5.  Speak With An Agent: If you are looking for the right motorcycle insurance in Texas, consult an insurance agent for advice on the kind of insurance you should go for. Look for an insurance package that covers liability insurance and additional coverage for the protection of your motorcycle, your passengers and yourself.

Shawn Camp Insurance Agency, Inc. offers a complete range of motorcycle insurance coverage to its clients in Killeen, TX. The agents help their clients in understanding the insurance requirements to help them choose suitable insurance coverage. For more details on motorcycle insurance requirements in Texas, visit 2705 E. Stan Schlueter Loop, Suite 101 Killeen, TX – 76542. You can also call at (254) 526 – 0535.

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