by Administrator
28. February 2023 04:30
Apart from protecting your bike, motorcycle insurance offers you protection in case of an accident. At Shawn Camp Insurance Agency, Inc. we offer unmatched insurance deals to our customers in Killeen and its surrounding areas. Listed below are the main types of motorcycle insurance coverage options offered at Shawn Camp Insurance Agency, Inc.:
- Liability Coverage: This includes coverage for both bodily injury and property damage. If you are at fault while riding your motorcycle, the insurance agency is responsible for compensating the injured party for the damages caused.
- Comprehensive and Collision: If your motorcycle is stolen or damaged in the event of an accident, this plan covers the expenses arising as a result of the same. The expenses may include repairs and in extreme cases, replacement.
- Medical Payments: Irrespective of which party is at fault, an insurance agency covers medical payments as per policy terms. Generally, there is a capping on the maximum limit up to which the compensation can be offered.
- Custom Parts and Equipment: If your motorcycle has custom parts and accessories and the same are damaged in an accident, this coverage ensures you get the parts replaced. This is an add-on protection and is not included in the standard policy.
- Uninsured/Underinsured Motorist: If you get into an accident with a driver who is either uninsured or underinsured, this policy helps to cover the costs of treatment and lost wages. Uninsured motorist coverage provides protection in case of an accident with a driver who has no insurance whereas underinsured insurance covers an accident with a driver who is insured but the policy limit is insufficient to cover your damages.
- Roadside Assistance: In the event of your motorcycle breaking down on the road or developing any other mechanical failure, you get compensated for the expenses incurred for towing, jump-starts, fuel delivery, trip interruption and more.
To choose the right motorcycle insurance policy, it is important to consider the reputation of the insurance agency, its experience in the field, coverage levels offered, and the insurance cost. A range of factors are considered by the insurance company to determine the price of an insurance policy. These include your age, location of residence, frequency of using the vehicle, credit history, driving record, etc.
Motorcycle insurance protects riders from financial overwhelm in case of an accident or unexpected incident on the road. It is a prudent choice that helps riders on the road enjoy peace of mind and a sense of security. To know more about motorcycle insurance, visit
Shawn Camp Insurance Agency, Inc. at 2705 E. Stan Schlueter Loop, Suite 101 Killeen, Texas 76542 or call 254-526-0535. You can also browse our services at www.shawncampinsurance.con and connect on our Facebook page for the latest updates.
by Administrator
14. February 2023 08:10