Austin Auto Insurance For Teens And Young Drivers

by Administrator 4. December 2013 12:13

Having a teen driver in the family can shoot up your insurance costs significantly. This is because teen drivers, being viewed as new, and hence inexperienced drivers, are expected to be high-risk and immature on the road, leading to their insurance rates being higher than average. However, being a teen driver does not necessarily have to translate into a high insurance premium. The insurance agents at Shawn Camp Insurance Agency, Inc can guide you with simple tips to bring down your Austin auto insurance for a teen or young driver. We are committed to helping our customers find the best insurance, and shall go that extra mile to help you out in your individual case.

Two of the most surefire ways to bring down auto insurance premium for teens include taking a high quality driver’s education course, and aiming for better grades at school. While the former shows us that you are well-versed with the rules of the road, the latter is our way to know that we are dealing with a teen with a high level of maturity. With these being the two primary concerns when it comes to teen auto insurance, these simple steps are sure to lower your insurance premium.

You can also ask your insurance agent about the difference to expect if you add your teen to your policy, or purchase a new one in their name. You can contact the agents at Shawn Camp Insurance Agency, Inc for expert help by calling at (800) 212-2641. Another significant factor that affects your teen driver’s insurance premium is the kind of car they drive. The model you select should be one with a track record of high on-road reliability and safety. There are various sources including the National Insurance Crime Bureau and the Insurance Institute for Highway Safety where you can find information regarding reliable model safety.

You can further bring down insurance costs for your teen by dropping some unnecessary coverage such as collision and comprehensive coverage for an older car. It is also a good idea to talk to your teen about the importance of safe driving, the risks of driving under the influence, and how their recklessness can affect your insurance premium. Teens should be encouraged to approach driving just like any other new activity, starting off slow, and gradually progressing as the gain experience and confidence on the road.

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Short Term Car Insurance In Austin TX

by Administrator 18. November 2013 11:34

Short term car insurance refers to an automobile insurance policy that is valid for only a certain period of time. Also known as day car insurance, this type of insurance is rapidly gaining popularity, especially among people who know that they shall be using the car temporarily. If you are looking to get short term car insurance in Austin TX, Shawn Camp insurance Agency, Inc. can help you get the right plan for your needs, ensuring that you get maximum coverage for the lowest cost, and only when you need it.

Here is a look at the various ways in which you can benefit from short term car insurance:

  • The primary benefit of this insurance is that it helps to save considerably, by having you to pay only for the specific period when you shall actually need the car. This is contrary to long term insurance, where you need to pay for extended coverage despite your usage of the car.
  • Another advantage of short term auto insurance is that it is easier to obtain than traditional insurance. The process is quicker and more simplified, and is ideal when you need coverage at a short notice during an emergency. If you are looking for such an insurance plan in Austin TX, you can contact us at (800) 212-2641 to learn more about how our policy works.
  • It is a lot more convenient to get a day car insurance policy when you need to get short term auto insurance for another vehicle or another person, as compared to making amendments in your current insurance policy.
  • Some of the situations in which you can use this form of insurance are- a college student coming home for the vacation, hiring a van to shift accommodations, using a borrowed car for a short period of time, driving a vehicle that you intend to sell shortly, and for a houseguest staying over for a short period of time.
  • Finally, short-term insurance offers you comprehensive coverage, much like a regular insurance policy would, while sparing you the stress of having to worry about maintaining your no-claims bonus. It is the easiest way to get instant coverage just when you need it, and allows a high degree of flexibility, making it easy to manage.

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How Does RV Insurance Work

by Administrator 4. November 2013 06:01

Shawn Camp Insurance agency offers you comprehensive insurance plans to ensure that you get the coverage you need without breaking the bank. We are an independent insurance agency offering auto insurance, home insurance, RV and travel trailer insurance, boat and watercraft insurance, motorcycle insurance, and golf cart insurance to residents in Killeen, Harker Heights, Copperas Cove, Temple, Belton, Fort Hood, Gatesville and Austin TX. Along with our specialized Progressive line of products, we also deal in products from several other leading insurance companies.

While some RV owners in Austin opt to get their RVs covered under their auto insurance policies, we do not recommend that, since this does not offer adequate protection. It is advisable to look for a separate RV insurance policy. Our Progressive RV insurance policy provides all the coverage you need, along with claims service and round the clock assistance from our RV insurance specialists. On the other hand, a personal auto policy would not cover the loss of personal belongings on the RV, or the liability when someone is injured in the area where your RV is parked.

Our comprehensive RV insurance plan can provide total coverage for your recreational vehicle. You can also opt for a customized plan with coverage designed to meet your individual needs. The different types of coverage include in our RV insurance are- vacation liability, full timer’s, emergency expense, uninsured and underinsured motorist coverage, collision and comprehensive coverage, and protection for your travelling companions and personal possessions while you are on a trip. We are just a phone call away if you need to make a claim, make a change in your policy, or ask a question related to your RV insurance policy.

Our insurance agents are available 24/7 online or by phone to assist you in choosing the right amount of coverage for your RV, based on the extent of usage and other critical factors. Along with class A, B, and C motor homes, RV insurance also covers several additional vehicles, such as motor coaches, camper vans, travel trailers, campers, pop-ups, fifth wheels, and toy haulers. So if you are looking for insurance for your travel trailer, camper van, or motor coach, what you actually need is our RV insurance plan. If you are interested in getting a quote for your RV insurance, you can contact us by phone at (800) 212-2641, or visit our website to learn more about our policies.

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