Understanding Insurance Coverage Types In Killeen, TX

by Administrator 26. November 2020 14:21

Insurance coverage refers to the amount of risk/liability that an individual or entity can be protected from and offered compensation for, by an insurer in the form of an insurance plan. There are various types of insurance coverage to choose from, depending on your budget and personal requirement.

Listed below are types of insurance coverage offered in Killeen, TX:

Auto Insurance:

  • Bodily Injury and Property Damage Liability: The insurance coverage provides compensation for medical bills and damages caused to a person on the insured person’s property.
  • Comprehensive Auto Insurance Coverage: Covers damage to vehicles by incidents excluding accidents (vandalism, theft, fire, animal strike, weather damage, riots, etc). It provides compensation for repairs and replacements to a car/vehicle.
  • Collision Auto Insurance Coverage: Pays for damages to a vehicle due to collision with a vehicle or object such as a stationary object, pole, a car, etc.
  • Uninsured/Underinsured Motorist Coverage: Uninsured Motorist coverage covers expenses (lost wages, medical bills) due to an accident with an uninsured person whereas the latter provides compensation for property damage and medical costs that exceed the coverage limits of the person at fault.
  • Loan/Lease Payoff Coverage (Gap Insurance): Covers leased vehicles that are stolen but not recovered.
  • Medical Payments Coverage: Covers expenses on medical treatment of the injured party within 3 years of the accident.
  • Custom Parts and Equipment/Accessory Coverage: Covers auto equipment, accessories and devices that are permanently attached to a vehicle up to a basic limit but additional coverage can be purchased.
  • Rental Reimbursement: Coverage for a rental vehicle’s damage in an accident.
  • Pet injury Coverage: Provides compensation for a pet injured due to an auto accident.
  • Roadside Assistance: Covers mechanical breakdown, flat tire, lockout, insufficient fuel/gas supply, entrapment (in snow, water, sand or mud), and a dead battery.
Home Insurance: This insurance coverage includes compensation for loss of use, medical payments, personal liability and damage to the dwelling, personal property and other structures.

RV Insurance: This includes recreational vehicles such as motor homes, motor coaches, camper vans and travel trailers and the companions and valuables in the vehicles.

Motorcycle Insurance: This insurance covers bodily injury and property damage liability, comprehensive and collision coverage, uninsured and underinsured motorist coverage, medical payments, custom parts and equipment and roadside assistance.

Boat insurance: Includes sailboat insurance, jet boat insurance, boat insurance, house boat insurance, personal watercraft insurance and fishing boat insurance

Shawn Camp Insurance Agency, Inc. offers a wide variety of insurance coverage options in Killeen, TX. The customers can choose from auto insurance, homeowner’s insurance, motorcycle insurance, boat insurance, and RV insurance. For more details on insurance coverage types in Killeen, visit 2705 E. Stan Schlueter Loop, Suite 101 Killeen, TX – 76542. You can also call at (254) 526 – 0535.


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