Things To Know About RV Insurance In Killeen, TX

by Administrator 22. September 2020 07:21

RV owners are required to purchase basic insurance coverage as per state laws. However, before purchasing insurance it is important to have a thorough understanding of RV insurance. It facilitates the RV owner to make an informed decision and choose suitable insurance coverage.

Here are some essential things to know about RV insurance:

Vehicle Class: RV or Recreational Vehicles include a wide range of vehicles such as camper vans, bus conversions, etc. RVs can be broadly classified into three classes –

  • Class A: Class A includes vehicles such as luxury coaches, converted buses and motor coaches. The vehicles can be up to 75 feet long.
  • Class B: This class includes smallest RVs and do not have a cab-over. Class B vehicles include cargo van type designs, travel trailers, and camper vans.
  • Class C: Class C group includes vehicles that use standard cargo vans as driving portion of the RV and the cargo portion extends over the cab area. This class covers fifth wheel vehicles.

Coverage Options: The coverage options offered by RV insurance ensure a protection against financial loss due to a number of covered events. Coverage options include –

  • Bodily Injury & Property Damage Liability
  • Comprehensive & Collision Options (Market Value, Agreed Value, and Total Loss Replacement Cost)
  • Uninsured/Underinsured Motorists
  • Medical Payments (MedPay)
  • Roadside Assistance
  • Emergency Expense
  • Replacement Cost Personal Effects
  • Vacation Liability
  • Fire Department Service Charge

RV owners can also choose from coverage packages offered by insurance agencies to suit their requirements. Also, they can choose to purchase add-on coverage for their valuable possessions (clothing, jewelry, binoculars, laptop, camcorders, etc.) carried along during traveling on the RV.

Factors Affecting Insurance Coverage: The suitable RV insurance coverage is dependent upon numerous factors including –

  • State requirements
  • Vehicle Class
  • Intended Use (Full time or vocational)
  • Any custom features that may result in higher repair cost

Shawn Camp Insurance Agency, Inc. offers a complete range of RV insurance coverage options to its clients in Killeen, TX. Customers can choose the coverage options as per their requirements. The agency also offers the option to choose a personalized RV insurance. For more details on things to know about RV insurance in Killeen, visit 2705 E. Stan Schlueter Loop, Suite 101 Killeen, TX – 76542. You can also call at (254) 526 – 0535.

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Factors That Affect Renters Insurance Costs

by Administrator 12. September 2020 09:49

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