Everything You Need To Know About Car insurance

by Administrator 29. July 2019 06:11

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Home Insurance Coverage Checklist

by Administrator 22. July 2019 08:36

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Comprehensive Guide To Boat Insurance

by Administrator 15. July 2019 11:14

The boat insurance provides complete coverage in case of any theft or damage to a boat due to mishap or peril. 

If you are keen on getting your boat insured, following are a few guidelines that will be helpful in choosing an insurance plan with the right amount of coverage:

  • Type Of Vessel: When purchasing boat insurance, it is important to determine the type of vessel you want to insure and the insurance policy that will be suitable for it. Also, consider factors such as the age of your boat, its condition, whether it is used for primary residence, its function, ownership status and where it will operate i.e. ocean, lakes, bay or rivers.
  • Types Of Coverage: There are various types of insurance coverage options for boats like collision damage, property damage, injury and personal property. Depending upon your requirements, you can also choose from specialized coverage options such as Roadside Assistance, On-Water Towing, Total Loss Replacement, and more.
  • Coverage Value: It is the amount paid by the insurance agency if a claim is filed. The amount of coverage that you will receive depends upon type of insurance plan chosen, condition of boat, depreciation value, its usage and a number of other factors.
  • Amount To Pay: The total amount that you will have to pay for the boat insurance is calculated by the insurance provider based on numerous factors. It depends on the type of vessel you own, level of coverage, amount of deductibles, liability limits, the state you live in, etc.
  • Discounts: Most insurance companies offer discounts for factors such as no claims history, extra safety attachments, certification or training for driving a boat, etc. Ask the agents if you qualify for any discount. 
  • Claims: Before purchasing boat insurance, discuss the procedure of filing a claim in case of any mishap. Ask about the first point of contact, timeframe of reporting a damage, documents required for filing the claim, mode of filing a claim, etc.

Shawn Camp Insurance Agency, Inc. provides various coverage options for boat insurance. The company also offers progressive home insurance, auto insurance and motorcycle insurance to its customers. For further details on boat insurance, visit 2705 E. Stan Schlueter Loop, Suite 101, Killeen, TX - 76542. You can also call at (254) 526 – 0535.

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