The Basics Of Renters Insurance

by Administrator 29. February 2020 09:21

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Why Insurance Is A Necessity For All?

by Administrator 27. February 2020 09:18

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Motorcycle Insurance Coverage For First Time Riders

by Administrator 25. February 2020 12:25

An important part of owning a motorcycle is to get it insured in order to cover the costs incurred due to accidents and other perils. When shopping for motorcycle insurance that will protect you, your passengers and your motorcycle, you should look for one that meets your financial and personal requirements.

If you are a first-time rider, given below are some points worth knowing about motorcycle insurance:

  • Requirements: The first step is to be aware of your state’s requirements regarding motorcycle insurance. Most states require motorcycle owners to purchase minimum liability coverage. It is however recommended to purchase more than the minimum requirements of a state in order to cover legal claims and costs too.
  • Coverage Options: Motorcycle insurance provides liability coverage, underinsured/uninsured motorist coverage, collision and comprehensive coverage, medical payments, custom parts and equipment coverage, and roadside assistance coverage.
  • Discounts: Every insurance company has its own rules and regulations pertaining to discounts. However, there are some common factors that can entitle a motorcycle owner to discounts. Some ways of earning discounts are, buying another form of insurance from the same insurance provider, being a part of a motorcycle riders organization, a clean driving record, completing a safety training course for motorcycle riders, getting more than one motorcycle insured from the same agency and asking for a discount on the basis of being a mature rider (above 55 years).
  • Destroyed/Stolen Bikes: If your bike is destroyed or stolen, there are three ways in which you can be provided compensation. These are on the basis of the stated amount (amount selected at the time of purchasing the policy), actual cash value (motorcycle's cash value minus deductible and depreciation) and the agreed value (an amount that you and the company agreed upon).

Shawn Camp Insurance Agency, Inc. provides motorcycle insurance for first-time riders. Buyers can choose from coverage types including liability coverage, medical payments, roadside assistance, underinsured/uninsured motorist coverage, collision and comprehensive coverage, etc. To know more about motorcycle insurance coverage for first-time riders, visit 2705 E. Stan Schlueter Loop, Suite 101, Killeen, TX – 76542. You can also call at (254) 526 - 0535.

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