Home Insurance In Killeen, TX

by Administrator 21. May 2015 10:40

Owning a home is a big investment and protecting it from potential risks is essential to safeguard your finances. A homeowner’s insurance policy protects the home as well as the personal belongings of the owner from unforeseen crisis or damage. It is even a pre-requisite for some mortgage lenders to approve your application for a home loan. However you must consider the various options and select a homeowner’s insurance policy that best suits your needs.

Here are some of the coverage options that you must consider while buying home insurance:

  • Dwelling: This includes compensation to repair or rebuild the house, if damaged due to an event that is covered under the policy.
  • Personal Property: This coverage pays for unintentional damage caused to your personal possessions within the house. These may include furniture, furnishings, clothes or electronic goods etc.
  • Other Structures: At times, damage may be caused to various structures that are not in the house, such as storage shed or garage. This coverage option provides coverage for any damage to these structures and recompenses the cost to repair or rebuild them.
  • Personal Liability: If a tenant or visitor gets injured while in your property premises, you may be held legally liable for the injuries and other damage caused to them. Personal liability helps to cover all your defense costs for any lawsuits in this situation.
  • Medical Payments: This coverage pays for any medical bills incurred for any injury suffered by an individual on your property. It is also applicable if the injury occurs outside of your property premises. For instance, your dog bites someone in the neighborhood resulting in an injury.
  • Loss Of Use: There may be times when you have to move out of your house while it is being restored, usually after substantial damage. In such situations, this option will pay for your additional living expenses, as covered in your home insurance policy. These may include hotel room charges, restaurant bills, transportation costs etc.

We, at Shawn Camp Insurance Agency, Inc., provide affordable home insurance in Killeen, TX. We offer flexible policies and coverage options to fit your budget as well as needs. For more information about our insurance products, you can call at (254) 526 – 0535 or visit our office at 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542.

Tags: ,

Tag cloud

Month List