by Administrator
15. January 2014 07:25
With car insurance being a major part of the average pensioner’s monthly income, it becomes important to figure out ways to cut down on your insurance premium as a senior driver. The following tips can guide you on how to keep your financial security intact, and get the most affordable auto insurance for seniors in Austin:
- Senior citizens are undoubtedly amongst the safest, and most experienced drivers on the road, which explains why several auto insurance companies offer special discounts for senior drivers. Ask your insurance company if there is any such discount that you can avail.
- If you are looking for a new insurance policy, it is a good idea to carry out some basic research of the prevailing market rates and shop around before settling for any policy.
- Taking a defensive driver course could help bring down your insurance premium. Your insurance provider can help you with information on a state-approved defensive driver course that you could take.
- One of the best ways to cut down on your auto insurance premium is to drive safely and maintain a clean driving record with claims-free insurance.
- If you are driving an old car, it might be a good idea to reconsider your coverage, and cut down on collision coverage. This is because no matter how extensive the damage undergone in the event of a collision, your insurance company is not going to pay you more than what your car is worth.
- Another way to reduce your insurance premium is to increase the amount of deductibles. However, be sure that you are able to afford the slated amount in the event of an accident.
- You can also cut down on your insurance costs by driving a low-profile car. You can get information on cars that are considered to be the safest and least likely to be stolen. These cars can get you a lower insurance premium from most insurance companies.
Shawn Camp Insurance Agency, Inc is an insurance provider serving multiple locations across Central Texas. We provide exclusive Progressive auto insurance for seniors, allowing you to avail several discounts on your insurance premium. We have been providing comprehensive insurance policies to Texans located in and around Austin since our establishment in 1976. Contact us today at (800) 212-2641 to request a quote and learn more about our auto insurance for seniors.
