Motorcycle Insurance in Killeen: The Checklist

by Administrator 22. February 2019 11:49

Motorcycle insurance covers financial losses that may ensue from accidents on the road while riding a motorcycle. This insurance usually covers medical bills, third party injuries, motorcycle replacement costs, roadside assistance, state-by-state required coverage, guest passenger coverage, uninsured/underinsured motorist coverage and collision coverage. Creating a checklist before renewing or shopping for a motorcycle insurance plan can be helpful for getting it at the best price.

Following is a checklist worth considering before purchasing or renewing a motorcycle insurance in Killeen, TX:

  • Personal Information: Gather personal details such as your home address, age, occupation, annual mileage, period for which you have been a resident of the country, etc. beforehand.
  • Motorcycle Details: You should also have all the details of your motorcycle such as its make, model, year of manufacturing, current mileage, an estimate of its current value, accessories fitted and their value, modifications such as exhausts, custom painting, engine work or upgraded breaks and more. You may also be required to provide details such as where the motorcycle is parked when not in use e.g. in the garage, on the street, your driveway, etc.
  • Insurance Coverage: Details regarding the insurance coverage of your motorcycle such as whether it is a fully comprehensive coverage or limited to third party, fire or theft. You should also know the amount you have paid previously, an idea of the renewal quote you want, when you would like the coverage to start, whether you require legal coverage, plan to ride the bike overseas, require a courtesy bike or need breakdown coverage.
  • Riding History: Information regarding your riding history is also considered at the time of getting motorcycle insurance. This includes the date on which you cleared the bike test, proof of No Claim’s Discount, information about any pending convictions, refusal of insurance in the past or any special terms imposed, advanced riding courses that you have passed and the date on which you passed them.
  • Prior Accident History: In case you have a history of an accident with the motorcycle, gather details regarding the same e.g. whose fault it was, the insurance provider of the other party, amount of claim paid if any, etc.

This checklist will prepare you for smoothly proceeding with the insurance process of your motorcycle. With this information on hand, you can alternatively get free online quotes and compare prices of various insurance plans.


For further information on affordable motorcycle insurance in Killeen, TX contact Shawn Camp Insurance Agency, Inc. We are located at 2705 E. Stan Schlueter Loop, Suite 101, Killeen, Texas 76542 or call at (254) 526-0535.

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