If you own a car, you are probably planning for the best options of auto insurance near you. Auto insurance offers the protection you need against damages to your vehicle in case of an accident.
Listed below are some frequently asked questions regarding auto insurance which may be helpful in choosing the right auto insurance:
When to Buy Auto Insurance?
The right time to buy auto insurance is right after buying your car. In most states, it is illegal to drive a vehicle that has not been insured. The situation may also be financially draining in case of an accident.
Where to Buy Auto Insurance From?
The best place to buy auto insurance is a reliable and experienced insurance company in your neighborhood. Research on insurance options offered by the company, request an insurance quote and talk to their experts as to which insurance policy will be the best for your needs.
How Much Does it Cost?
The cost of auto insurance is governed by multiple factors. These factors include the coverage limit, type of vehicle, cost of vehicle, deductible, type of coverage, etc. The cost can also be reduced by using discounts such as no claims discount.
What Does Auto Insurance Cover?
It covers bodily injury and property damage liability, comprehensive and collision coverage, uninsured/underinsured, motorist coverage, loan/lease payoff coverage, medical payments coverage, customer parts and equipment/accessory coverage, rental reimbursement, pet injury coverage and roadside assistance.
Will Compensation Be Provided to a Passenger?
The bodily injury and property damage liability will provide compensation for medical expenses and damages caused to a passenger. The amount of compensation depends upon the coverage limit bought by you.
What is Gap Insurance?
Gap insurance refers to the coverage provided for a Loan/Lease Payoff. The insurance coverage provides protection when a vehicle is stolen and cannot be recovered. The coverage is highly recommended for vehicles that are on lease or have a pending loan amount. This insurance can be bought only if the loan/lease is held by a bank/financial institution.
Auto insurance helps in providing a financial cushion against any losses that may be incurred due to an accident or other unforeseen events. Shawn Camp Insurance Agency, Inc. offers a wide range of auto insurance coverage options. The insurance buyers can also opt for personalized insurance to meet individual requirements. To know more about auto insurance in Killeen, contact Shawn Camp Insurance Agency, Inc. 2705 E. Stan Schlueter Loop, Suite 101, Killeen, TX - 76542. You can also log on to www.shawncampinsurance.com or call (254) 526 – 0535.
